I-eSignature Solutions: Umhlahlandlela ophelele

Ama-eSignatures aqhamuke esidingweni sokuqoqa imvume ngendlela esebenza kahle kakhulu futhi enobungane bedijithali. Sezibe khona ngandlela thize amashumi eminyaka ambalwa, kodwa kwaze kwaba unyaka ka-2000 lapho i- eSignature ekugcineni ithola ukuma okungokomthetho okufanayo nokusayina okumanzi kwendabuko. Kusukela ngaleso sikhathi kuqhubeke, noma yini amasiginesha emanzi angayenza, ama- eSignatures angenza kangcono. Namuhla, izinkampani ezimbonini eziningi ezihlanganisa ezezimali ezizenzakalelayo, ezomthetho, ezokunakekelwa kwezempilo, umshwalense, namabhange zithembele kuma-eSignatures ukuqoqa kalula imvume yekhasimende . [COVID-19 Update:] Ama-eSignatures ayithuluzi elibalulekile lokusiza ukuqedela okwenziwayo okubalulekile (ngisho namafomu okuhlolwa kwe-coronavirus) lapho amakhasimende evaleleke ezindlini zawo. Ngokwenza lula, ukuhlanganisa, kanye nokuqondisa ukuqedwa kwe-eSignature, amabhizinisi angakwazi ukusiza amakhasimende awo ngalezi zikhathi ezingaqinisekile. Leli khasi liwumhlahlandlela obanzi wamasignesha futhi lizokusiza uqonde ukuthi liyini, ulakha kanjani, lisebenza kanjani, izinzuzo zalo, ukuba semthethweni, icala lokusebenzisa eliqondene nemboni nokunye.

Okuqukethwe

1. Yini i-eSignature?
2. Isebenza kanjani i-eSignatures?
3. Ungawagcwalisa kanjani ama-eSignatures
4. Yiziphi izinzuzo zama-eSignatures?
5. Indlela yokukhetha nokusebenzisa isixazululo se-eSignature
6. Ukucatshangelwa kwezomthetho
7. I-eSignature APIs
8. Ukujula komkhakha #1: Ukunakekelwa kwezempilo.
9. Ukujula kwemboni #2: Umshwalense.
10. Ukujula kwemboni #3: Ukubhenka.
11. FAQ
12. amamodeli entengo e-eSignature
13. Isiphetho

Yini i-eSignature?

I- eSignature ifana nesignesha evamile yepeni nephepha, ukuboniswa okubopha ngokomthetho kwesivumelwano sekhasimende nokuqukethwe kwenkontileka, ifomu, noma idokhumenti. Kodwa kulapho ukufana kuphela khona. Amasiginesha endabuko adinga ukulungiselela amafomu, ukuwaphrinta, kanye nokusayina komuntu ngokoqobo. Ezimweni eziningi, kuhilela imisebenzi efana nokuthumela amadokhumenti ngeposi noma ngefeksi, noma kudinga ukuvakashelwa mathupha endaweni okuzokwenziwa. Inkinga iwukuthi emhlabeni wanamuhla owandayo wedijithali, akusamukeleki ukuthi amabhizinisi aphazamise amakhasimende , futhi afune ukuthi aphume endleleni yawo ukuze enze umsebenzi olula njengokusayina iphepha. Amasiginesha endabuko awasaneli ezinkampanini lapho ukusebenza kahle kubekwa phambili ngokuya kubekwa phambili Ama- eSignatures abenza bakwazi ukuphuca isikhathi esibalulekile esichithwe ekunyatheliseni, ekuthumeleni nasekulindeni ukuthola amaphepha asayiniwe. Amakhasimende anganikeza kalula imvume ngokuswayipha komunwe noma isiginesha ethayiphiwe, futhi aze athwebule ngokusemthethweni isiginesha ku-iPhone noma idivayisi yeselula. Ama- eSignatures kufanele athobele izimiso ezithile eziyisisekelo ukuze athathwe njengavumelekile ngokomthetho. Ukuze babe yi- eSignature esemthethweni esemthethweni kudingeka ukuthi:

1. 1. Khombisa ukuthi abasayinayo ingoba abathi bayikho (izindlela zokuqinisekisa umazisi zingahluka enkampanini ngenkampani)
   2. Izinhloso zabasayini zokusayina zifakiwe (isb, inketho yokungavumelani nayo ikhona)
   3. Ubuqiniso besiginesha bungaqinisekiswa ngokuzimele (isb, nge-digital paper trail, isitembu sesikhathi, noma ikheli le-IP)

Ngokugcwalisa le mibandela engenhla, ama- eSignatures asebenza njengendlela ebophezela ngokusemthethweni yokuqoqa imvume yekhasimende ngaphandle kwamaphepha aphathekayo aqinile.

Isebenza kanjani i-eSignatures?

Ama- eSignatures (asemthethweni okungenani) asebenza ngokusebenzisa isistimu yesiginesha yedijithali, ngokusebenzisa ingqalasizinda yokhiye womphakathi ( PKI ). I- PKI iwuhlelo olunika amandla ukuphathwa okuvikelekile kwamasiginesha edijithali ngokwakha ipheya yokhiye: ukhiye oyimfihlo nokhiye womphakathi. Ukhiye oyimfihlo, njengoba igama lawo libonisa, awubonakali kwabanye futhi usetshenziswa kuphela osayine idokhumenti. Ukhiye osesidlangalaleni wabiwa nanoma ubani odinga ukuqinisekisa ubuqiniso be-e-Signature. I-PKI iphinda iqinisekise ukuthi izimfuneko ezengeziwe ezifana nesiphathimandla sesitifiketi ( CA ) ziyahlangatshezwa, ezibuswa izinhlangano eziphathiswe ukuthi zigcine ubuqotho obuyinhloko bokuphepha. Uma osayinayo enikeza isiginesha ye-elekthronikhi , i-cryptographic hash idalelwa ifomu noma idokhumenti, esebenza njengesigxivizo seminwe sedijithali esiyingqayizivele . Ukhiye oyimfihlo womthumeli ube esethatha i-cryptographic hash futhi ayibethele, bese eyigcina ebhokisini elivikelekile le-HSM. Yengezwa kudokhumenti futhi ithunyelwe kumamukeli ngokhiye osesidlangalaleni womthumeli. Ngokusebenzisa isitifiketi sikakhiye osesidlangalaleni womthumeli , umamukeli uyakwazi ukususa ukubhala ngekhodi i-hashi ebethelwe. Ekupheleni komamukeli, i-cryptographic hashi entsha iyakhiqizwa. Ama-hashe amabili aqhathaniswa ukuze aqinisekise ubuqiniso futhi abonise ukuthi akukho ukuphazamiseka okwenzekile.

Ungawagcwalisa kanjani ama-eSignatures

Nakuba wonke ama-eSignatures (noma amasiginesha athayiphiwe ) ehlala eyisinyathelo esisuka kumasiginesha amanzi endabuko, amanye anikeza inani elikhulu kunamanye. Izisombululo ezisebenza kahle kakhulu ze-eSignature zibeka ama-smartphones enhliziyweni yomsebenzi, njengoba kuyindlela eyodwa cishe wonke amakhasimende akwazi ukufinyelela kuyo, noma ngabe akuphi. Lezi zixazululo ze-eSignature zisebenza ngokuthumela amakhasimende isixhumanisi somlayezo wombhalo (noma i-imeyili) endaweni yeselula. Lezi yizinyathelo zokuqedela amasignesha amaningi:

1. Ukunikeza abasayinayo ukufinyelela kumadokhumenti
2. Ukuqinisekisa ubunikazi babasayini
3. Yethula amadokhumenti ngenkathi wenelisa izimfuneko zokuthobela ( HIPAA , TILA, njll.)
4. Thatha idatha evela kubahlanganyeli kanye/noma layisha amadokhumenti ngesikhathi sokusayina (uma kusebenza)
5. Qinisekisa kabusha ubunikazi bomuntu osayinda ngokuzithandela ngesikhathi sokusayina
6. Sungula inhloso futhi uthwebule imvume ngesenzo sokusayina nge-elekthronikhi
7. Nikeza ikhono lokufaka amadokhumenti engeziwe okwenziwayo (uma kusebenza)
8. Letha amadokhumenti okugcina asayinwe nge-elekthronikhi kubo bonke abathintekayo

Yiziphi izinzuzo zama-eSignatures enziwe ngeselula?

Izixazululo ze-eSignature zesizukulwane sokuqala zincike ngokuyinhloko ekuthumeleni ama-imeyili amakhasimende ama-PDF anamakhono esiginesha kagesi ashumekiwe. Inkinga ukuthi azithuthukisiwe ngeselula , okwenza kube nzima kumakhasimende ngaphandle kokufinyelela kwekhompuyutha ngokushesha ukuthi asayine. Ngesikhathi sebekwazi ukusebenzisa i-computer, sekudlule isikhathi esibalulekile. Ngalesi sikhathi, i-imeyili kungenzeka ukuthi ilahleka noma ikhohliwe, futhi intshisekelo yekhasimende kungenzeka ukuthi isishintshile. Ngakolunye uhlangothi, izixazululo ze-eSignature zamaselula zinikeza izinzuzo eziningi ezinkampanini ezizisebenzisayo. Lokho kungenxa yokuthi:

• Ngokushesha : Amakhasimende acelwa ngomlayezo wombhalo ukuthi anikeze imvume yawo ngesikhathi lapho intshisekelo yawo isezingeni eliphezulu. Akudingekile ukuthi balinde ama-imeyili, balande izinhlelo zokusebenza ezicasulayo, noma baskene amasiginesha abo aphathekayo –– konke okuyizithiyo ebhizinisini.
• Kuqashelwe ngokomthetho : Izisombululo zakamuva ze-eSignature zidlula izindinganiso eziphakeme ze- ESIGN Act , Uniform Electronic Transactions Act , nezinye izimfuneko zomthetho.
• Kuhlanganisiwe : Izixazululo zesimanje ze-eSignature zingahlanganiswa kalula kuma-CRM efa lebhizinisi, ukuhamba komsebenzi, nezinhlelo zokusebenza zezinkampani zangaphandle nge-API. Lokhu kwenza ukuhlanganiswa kube lula futhi kungabi namandla, futhi kukhuthaza ukutholwa kwabasebenzi okuphumelelayo.
• Sayina kanye : Amakhasimende angadweba noma athayiphe isiginesha yawo kanye, futhi avele athephe ukuze uyengeze kwezinye izindawo ezidingekayo kudokhumenti.
• I-Tamper-proof : Amabhizinisi acabanga ngokuvikeleka azuza kurekhodi elidalwe ngokuzenzakalelayo, elinesitembu sesikhathi sayo yonke imisebenzi enomzila wokuhlola ophelele. Lokhu kuvumela ukuthobela ngokuphelele futhi kususa ukuchayeka ebungozini bomthetho.
• Okuqondiswa abenzeli : Ama- ejenti ayakwazi ukuqondisa amakhasimende ngenqubo yawo ye-eSignature ngesikhathi sangempela ngengxoxo yocingo, aqinisekise ukuthi asayina kahle okokuqala ngqa.
• I- Flexible : I-eSignatures ehamba phambili ibeka ulwazi lweselula phambili futhi lugxile ekuhlinzekeni indlela yokuphila yesimanjemanje yekhasimende lapho lihamba. Kodwa zivumela ukusetshenziswa okuguquguqukayo ngezinye iziteshi. Amabhizinisi angaphinda anikeze amakhasimende awo inketho yokunikeza isiginesha yawo ngezinye iziteshi namadivayisi afaka i-imeyili, iwebhusayithi yenkampani, i-Alexa, i-IVR, noma amatheminali asesitolo.

Ukwamukelwa kwe-eSignature kuyaqhubeka nokudlondlobala ngenxa yalezi zinzuzo ezibalulekile. Ngokombiko we-MarketsandMarkets, imakethe yesiginesha ye-elekthronikhi kulindeleke ukuthi ikhule isuka ku-$1.2 billion ngo-2018 iye ku-$5.5 billion ngo-2023. Lokhu kumele i-CAGR engama-36.% phakathi neminyaka emihlanu. Kungenzeka kakhulu ukuthi ukukhula okushesha kakhulu emkhakheni kuzovela ikakhulukazi kuma-eSignatures enziwe ngeselula.

Indlela yokukhetha nokusebenzisa isixazululo se-eSignature

Izinkampani ezinentshisekelo yokusebenzisa ama-eSignatures ekusebenzeni kwazo zizothola inala yezinketho namathuluzi emakethe. Ukuze uthole usizo lokukhetha isisombululo se-e-signature hlola lo mhlahlandlela . Nazi izinyathelo ezibalulekile okufanele uzilandele ekuqaleni kokukhetha isixazululo se-eSignature:

1. Hlola izidingo zenkampani : Zingaki izinkontileka, izivumelwano, noma imibhalo edinga ukusayinwa nsuku zonke? Izinkampani ezincane ezisingatha ukuthengiselana kwamakhasimende okumbalwa njalo zingakwazi ukwenza ngesixazululo esingajwayelekile. Isibonelo, ukwengeza umugqa wesiginesha kufayela le-Microsoft Word noma le-Excel. Ama-PDF anemigqa yesiginesha eshumekiwe nawo ayinketho. Kodwa amabhizinisi amakhulu nama-SME cishe azothola usizo olwengeziwe kusukela kuzisombululo ze-eSignature ezenziwe ngeselula eziphathwa kahle futhi kalula ezilawula imisebenzi eminingi yamakhasimende.
2. Cabangela izimo zakho zokusebenzisa : Ingabe bonke abasebenzi bakho ababheke amakhasimende bazodingeka ukuthi bafunde futhi basebenzise ithuluzi le-eSignature? Noma iminyango ethile nje? Yiziphi izinhlobo zemisebenzi ezidinga amakhasimende ukuthi anikeze isiginesha -– ukugibela, ukwamukela amasevisi ahlukene, ukuguqulwa kwezinkontileka ezikhona, noma enye into? Lokhu kuzovumela izinkampani ukuthi zinqume ukuthi bangaki abasebenzi lapho izindima zidinga ukufinyelela kunkundla ye-eSignature, futhi zihlele ngokufanele.
3. Qinisekisa ukuqaliswa okushelelayo : Uma inkampani isikhethe isixazululo esingcono kakhulu se-eSignature ngezidingo zayo, kumele iqinisekise ukuthi inqubo yokuqalisa isebenza kahle. Lokhu kudinga ukuhlola ukuhambisana nokuhlanganiswa nezinhlelo ezikhona, ukuqinisekisa ukuthi isisombululo sihlanganiswe ngendlela ethobelayo, nokusingatha ukucatshangelwa kwengqalasizinda.

Isibonelo, umhlinzeki we-e-Signature ulunikeza kanjani usekelo lwe-API? Ingabe ikhambi le-eSignature kufanele libe phezu kwesisekelo noma emafini? Ukucatshangelwa kwabasebenzi nakho kuyisihluthulelo. Izisebenzi zenkampani, kusukela kwabaphambili kuya ku-CEO, bazizwa kanjani ngesixazululo esisha se-eSignature kanye noguquko lwedijithali jikelele? Uma wonke umuntu egibele futhi ejabule, kwenza ukuqaliswa ngempumelelo kube lula kakhulu. Ngokwezinga elingokoqobo, abasebenzi bazoqeqeshwa kanjani ukuze basebenzise ubuchwepheshe obusha, futhi kungalindelwa nini ukuthi babe nekhono? Le mibuzo neminye ingasiza ukuqondisa inqubo. Kubaluleke kakhulu ukucabangela ukuzizwisa kokusayina kwabo bobabili umthumeli nomamukeli noma abamukeli esimweni sezimpawu eziningi .

I-eSignature Ukucatshangelwa kwezomthetho

Nakuba sekungamashumi eminyaka ama-eSignatures ekhona, abantu abaningi basabuza: “ Ingabe ama-eSignatures asemthethweni ?” Iziphathimandla eziningi zibambe ukuthi amasignesha ayabophezela ngokomthetho njengamasiginesha amanzi, inqobo nje uma ehambisana nemibandela yokunquma okuxoxwe ngayo ngaphambili. Kubalulekile futhi ukucabangela izici ezihlukene zomthetho ze-eSignatures ezihlobene ne-geolocation. Noma ama-eSignatures amukelwa emhlabeni wonke, isifunda ngasinye nezwe linezinhlaka zalo ezithinta ukusetshenziswa kwazo. Lesi sigaba sizokhuluma ngemininingwane ye-United States, United Kingdom, kanye ne-European Union.

I-eSignatures e-US

E-US, ukwamukelwa okusemthethweni kwama-eSignatures kusekelwe ezenzweni ezimbili eziyinhloko: uMthetho Wezokwenziwa Kwe-Electronic Uniform wesifunda (i-UETA) kanye ne-Federal Electronic Signatures in Global and National Commerce Act (ESIGN). Zombili lezi zenzo zaphasiswa ngo-2000. Kokubili i-ESIGN ne-UETA iphawula izici ezinhlanu ezibalulekile ezenza i-eSignature ibophe ngokomthetho:

1. Ukufaneleka : Amasiginesha namarekhodi adalwe nge-elekthronikhi anesisindo esifanayo futhi angenisa njengephepha elivamile nezinguqulo zikayinki. Ngenxa yokuthi isiginesha yarekhodwa nge-elekthronikhi akusho ukuthi ingase ingasebenzi.
2. Imvume : Umuntu osayinayo kufanele anikeze imvume yokusebenzisa isiginesha ye-elekthronikhi. Lokho kuhlanganisa ukudalula okuthile kubo ngaphambi kokuba basayine.
3. Inhloso : Njengesiginesha emanzi, i-eSignature ifuna ukuthi umuntu osayinayo abe nenhloso yokusayina idokhumenti. Kumelwe bavumelane nalokho okubhalwe kudokhumenti abayisayinayo futhi baqonde ngokugcwele umphumela wesiginesha yabo.
4. Ukurekhoda : I-eSignature idinga ukuhambisana nerekhodi elikwenza kucace ukuthi lena isiginesha ye-elekthronikhi hhayi engokoqobo.
5. Ubuqotho bedatha : Njengedokhumenti yephepha, amarekhodi afakwe i-eSigned adinga ukugcinwa evikelekile ekuphazamisekeni, ekuguqulweni, noma ekulahlekeni kwedatha okungahlosiwe.

E-US, amadokhumenti asayinwe ngekhompyutha amukelwa cishe kuzo zonke izimo. Lokho kufaka phakathi ukusebenzisana kwe-B2B, B2C, ne-C2C, kanye nokusebenzisana phakathi kukahulumeni namabhizinisi noma abantu ngabanye.

I-eSignatures e-UK

Njenge-ESIGN ne-UETA, uMthetho Wezokuxhumana Nge-elekthronikhi wase-UK ngo-2000 waqinisekisa ukuthi isivumelwano ngeke senziwe singasebenzi ngenxa yokuthi isiginesha ingeye-elekthronikhi. Amasiginesha ka-elekthronikhi amukelwe e-UK ngaphansi kwe-Electronic Signatures Regulations Act ngo-2002. Ngokomthetho wamaNgisi, inkontileka evumelekile ayidingi ngempela isiginesha ebhaliwe, inqobo nje uma izinhlangothi zombili zisiqonda ngokugcwele inkontileka futhi zifinyelele esivumelwaneni sobabili. Uma kunjalo, irekhodi le-elekthronikhi - njenge-eSignature - liwubufakazi obamukelekayo bokuthi zombili izinhlangothi zavumelana nedokhumenti. Lawa amaSiginesha Ajwayelekile Kagesi, noma ama-SES. I-SES ayibonwa njengenesisindo esifanayo nesiginesha ebhalwe ngesandla, kodwa umthetho wase-UK uyalwamukela uhlobo oluthile lwe-eSignature njengolulingana nolo olubhalwe ngesandla. Lawa ma-eSignatures abizwa ngama-Qualified Electronic Signatures (QES) noma ama-Advanced Electronic Signatures (AES). I-AES ithi:

• Ixhumeke ngokuhlukile kumuntu osayinayo
• Ikhomba umuntu oyisayinile
• Idalwe kusetshenziswa inqubo engafinyelelwa umuntu osayinile kuphela
• Ixhunywe nenye idatha, ngakho-ke uma kukhona ukuguqulwa noma ukuphazamisa kungatholwa

I-QES ithi:

• Uhlobo oluthile lwesiginesha yedijithali egunyazwe uhulumeni
• Idalwe kusetshenziswa idivayisi evikelekile yokudala isiginesha
• Yamukelwe njengelingana nesiginesha ebhalwe ngesandla ngaphansi kwazo zonke izimo zomthetho

E-UK, ama-eSignature ajwayelekile ayamukelwa kumadokhumenti amaningi, okuhlanganisa amadokhumenti akwa-HR, izinkontileka zokuqashwa, izivumelwano zezentengiselwano, imibhalo yokuthengisa, izivumelwano zokuqashisa ezimfushane, iziqinisekiso, nezivumelwano zemali mboleko. Eminye imibhalo idinga i-QES noma i-AES. Kukhona eminye imibhalo, nokho, okusafanele isayinwe ngesandla, okuhlanganisa:

• Amanye amadokhumenti omthetho womndeni njengama-prenups nezivumelwano zokuhlukanisa
• Amatayitela ezindlu ezithengiswayo njengokudluliselwa kwetayitela, imali ebolekwayo esemthethweni, kanye nokukhululwa kwesikweletu sendlu
• Ukuqashisa okuningi
• Amadokhumenti e-HM Customs and Revenue

I-eSignatures e-EU

Ngo-2000, i-EU yamukela ama-eSignatures njengabophezelayo ngokusemthethweni ngeSiqondiso kuhlaka lomphakathi lokusayina kwe-electronic ( eSignature Directive ). Lokhu kuqinisekise ukuthi isiginesha ye-elekthronikhi ayikwazi ukwenqatshwa kuphela ngezizathu zokuthi yakhiwe ngogesi. Amazwe amaningi ase-Europe abelana ngendlela yase-UK yokwamukela izinkontileka njengezibophezela ngokusemthethweni ngaphandle kwesiginesha ebhalwe ngesandla. Ngo-2015, umthetho we-EU washintsha i-2000 eSignature Directive nge-Regulation (EU) No 910/2014, ngokuvamile ebizwa ngokuthi i-eIDAS. I-eIDAS ithe kunezinhlobo ezintathu zama-eSignatures - i-SES, i-AES, ne-QES, njengase-UK. I-eSignature ejwayelekile (i-SES) iyamukelwa ezinkontilekeni eziningi namadokhumenti, okuhlanganisa izinkontileka zomsebenzi, ama-oda okuthenga, ama-invoyisi, izivumelwano zokuthengisa, amalayisense esofthiwe, namadokhumenti ezindlu. I-SES yamukelwa ku-B2B, B2C, nezimo ze-C2C. I-AES noma i-QES yamukelwa emibhalweni eminingi yasenkantolo, izivumelwano zokubolekwa kwezikweletu zabathengi, kanye nezindlu zokuhlala nezohwebo. Njengase-US nase-UK, kunezimo ezimbalwa nje lapho isiginesha ebhalwe ngesandla izokwenza. Lokhu kubandakanya:

• Izinkontileka zokudlulisa noma ukuthenga izindlu ezithengiswayo
• Izinkontileka zomshado
• Izaziso zokuqedwa kwa-HR
• Ukufakwa kwenkampani enesibopho esilinganiselwe

Kubalulekile ukukhumbula ukuthi ilungu ngalinye le-EU linesethi yalo yezimfuneko zama-eSignatures.

I-eSignature API

I-eSignature APIs ivumela amabhizinisi ukuthi athengise futhi anikeze amakhasimende awo ngokushesha, ngempumelelo, nangempumelelo kunoma iyiphi indawo yokuthinta. Ngokusebenza okunamandla okuhlanganisa ukuqoqwa kwamadokhumenti, ukwabelana ngamafayela, ukugcwaliswa kwamafomu ashukumisayo nama-eSignatures asheshayo, amabhizinisi anganikeza izixazululo eziqinile zokuzisiza emabhizinisini asebenzela amakhasimende asendleleni. Amakhasimende angathengiselwa noma anikezwe ngokuyikho kakhudlwana uma iplathifomu ye-eSignature ilungiselelwe kusengaphambili, isibonelo i-eSignatures yabasebenzisi be-Salesforce . Nakhu okunye ukuhlanganiswa okuvame kakhulu:

• Ukugeleza komsebenzi okukhona
• I-CRM
• Amabha wamathuluzi e-ejenti
• Izicelo zebhizinisi lezinkampani zangaphandle
• Amabha wamathuluzi esikhungo sezingcingo somenzeli

Izixazululo ze-e-Signature zingaphinda zinike amandla ukulebula okumhlophe, ukuzivumela ukuthi zihlanganiswe kusixhumi esibonakalayo kuyilapho zibonakala njengamandla omdabu.

I-e-Signature industry ijula kakhulu

I-HIPAA ethobela ama-eSignatures for Healthcare

Imboni yezokunakekelwa kwempilo idume kabi ngokudinga inani elikhulu lamafomu, imibhalo, namasignesha. Ngokocwaningo olwenziwa i-Harvard Medical School, i-City University of New York e-Hunter College, kanye ne-University of Ottawa, u-34% wazo zonke izindleko zezokwelapha zase-US okuhlanganisa nokuvakasha kodokotela kanye nomshwalense wezempilo uvela emaphepheni. Isibhedlela esijwayelekile sigcina amafomu ephepha angawodwana ayizigidi ezingama-45 kanye nemibhalo okufanele wonke agcinwe ngendlela ephephe kakhulu kodwa eseshekayo. Nakuba izibhedlela eziningi zisebenzisa i-electronic patient administration system (PAS), uhlelo ngokuvamile luhlala luvaliwe kwezinye izinhlelo zesibhedlela futhi aluvamile ukusetshenziswa odokotela. Olunye udaba ukuthi ulwazi olubalulekile lwesiguli alutholakali njalo lapho odokotela abaningi behilelekile ngenxa yamanothi ephepha. Okokugcina, ngisho noma imibhalo yezokwelapha iskeniwe, okwangempela kusagcinwa ukuze kucatshangelwe ukuhambisana nezizathu zomthetho. Akukho kulokhu okufanele kusimangaze, njengoba uhlelo lokunakekelwa kwezempilo lwase-US luyinkimbinkimbi kakhulu, lunemithetho eyinkimbinkimbi mayelana nama-copay kanye nokufakwa, kanye nokusebenzisana okubucayi phakathi kweziguli, odokotela, izibhedlela, nezinkampani zomshwalense. Konke lokhu okungaphezulu kokuphatha kubangela ukuqunjelwa okukhulu. Izixazululo ze-eSignature, kanye nedokhumenti ye-elekthronikhi kanye nokuqoqwa kwefomu, yilokho kanye akuyalile udokotela. Banciphisa kakhulu isikhathi abasebenzi bokuphatha besibhedlela abasichitha bejaha iziguli ukuze banikeze amafomu ephepha, benze isiguli (okungenzeka esilele embhedeni noma esigula kakhulu) siwasayine amafomu, bese bayawaskena futhi bawagcine efayelini. Nazi ezinye zezindlela eziphezulu zokusayina kwama-electronic kubahlinzeki bezinzuzo zokunakekelwa kwezempilo :

1. Amafomu ephepha akhona kanye nemibhalo ingaguqulwa ngokuzenzakalela ibe yidijithali ebambekayo egcinwa kungobo yomlando ngedijithali.
2. Umuzwa wekhasimende uyathuthukiswa njengoba iziguli zingakhathazeki ngokuthola amaphepha aphathekayo namasignesha phakathi nokuba sengozini kwesikhathi sazo.
3. Isikhathi esiyigugu sabasebenzi siyagcinwa njengoba ukuskena ngesandla imibhalo ye-EHR akusadingeki: amafomu okunakekelwa kwezempilo angakhiqizwa khona manjalo futhi agcwaliswe kusengaphambili ngolwazi lwesiguli.
4. Odokotela nabahlengikazi bangazizwa beqiniseka ukuthi bahlala benenguqulo yakamuva yanoma iyiphi idokhumenti noma ifomu elidingekayo.
5. Izixazululo eziphezulu ze-eSignature ziyahambisana ne -HIPAA .

Ngokwamukela isixazululo se-eSignature, abahlinzeki bokunakekelwa kwezempilo abaqaphela ukuthobela bangaqinisekisa ubumfihlo bedatha kanye nokusebenza kahle okuhambisanayo ngaphandle kwanoma yikuphi ukungezwani.

eSignatures for Insurance

Izicelo zomshwalense ezilula, ukuvuselela, nezinqubo zokufuna imali ( FNOL ) ziyisisekelo sebhizinisi lomshwalense eliphumelelayo. Ngeshwa, izinkampani eziningi zomshwalense zisahlushwa izinqubo ezingasebenzi kahle ezidinga ukuthi zijahe amakhasimende ukuze bathole imibhalo esekelayo, imibhalo elungile engekho kahle (i-NIGO) nokugunyazwa kwenqubomgomo. Lokhu kuya phambili naphambili kuqhuba izindleko zokusebenza, ukubambezeleka kokubhalisa nezimangalo futhi kushiya amakhasimende akho nama-ejenti ekhungathekile futhi enganelisekile. I-eSignatures ingenza kube lula futhi ibhalisele umshwalense ngokuzenzakalelayo, izichibiyelo nezimangalo. Amakhasimende angahambisa lonke ulwazi namadokhumenti adingekayo ukucubungula isicelo noma isimangalo, futhi avumelane nemigomo yenqubomgomo ngesikhathi sangempela. Nazi izinzuzo eziyinhloko zezixazululo ze-eSignature zezinkampani zomshwalense :

1. Ama-eSignatures anciphisa izindleko zokusebenza zezinqubomgomo ezibophayo nokucubungula izimangalo.
2. Izilinganiso zakamuva zibonisa ukuthi ukumane ukufaka amadijithi izinkontileka, izinqubomgomo namasignesha konga u-$15 wamadola ngokuthengiselana ngakunye ephepheni, ngefeksi, izindleko zokuskena kuphela.
3. Ngokuqondisa amakhasimende enqubweni yokusayina, abadayisi bomshwalense babona amanani oqedwa eqa, njengoba inzalo yekhasimende isezingeni eliphezulu.
4. Ngezinqubo zokubhalisa eziqondiswa yi-ejenti, abadayisi bomshwalense bangaqinisekisa ukuthi amakhasimende agcwalisa imibhalo namasignesha ngaleso sikhathi futhi abhekane nanoma yiziphi izinkinga noma ukungabaza okuqhubekayo.
5. Ukuxazulula izimangalo ngokushesha kuholela eqenjini lezimangalo elikhiqiza kakhulu kanye namazinga athuthukisiwe okugcinwa kwezimangalo zangemuva
6. Ubufakazi bokungaphazamisi, izindlela zokucwaningwa kwamabhuku zibhala ngokuqondile ukuthi amakhasimende angena kuphi futhi nini emigomeni yokuvikela ukuze abadayisi bomshwalensi baqiniseke ngokuthobela kwabo futhi kungasadingeki baxoxe ngezinsolo zokuthi “abazange baboniswe lokho kudalulwa,” noma “bakhethe ukuphuma kulokho kukhava.

Izinqubo ezilula ze-eSignatures zinika amandla amaqembu omshwalense ukuthi asheshise inqubo yokuthengisa nezimangalo kuzo zonke izindawo ezibalulekile zebhizinisi, akwenze kube ukutshalwa kwezimali okubalulekile.

eSignature for Banking

Womabili amabhange ezitolo nawezohwebo achitha isikhathi esingalingani sokucubungula amaphepha, okuhlanganisa nokujaha amakhasimende ukuze anikeze imvume. Lena indawo enkulu ekhathaza amabhange, njengoba izinqubo eziningi zidinga amasignesha, okuhlanganisa ukuvulwa kwe-akhawunti (ukugibela) , izicelo ze-mortgage, imali mboleko yomuntu siqu njengemalimboleko yesiginesha , nokuphathwa kwengcebo. Ngisho nokulungiswa kwezivumelwano ezikhona, njengokuhlehliswa kwemalimboleko nezicelo zokubekezelela kudinga ukuthi kusayinwe futhi kuhanjiswe amadokhumenti namafomu. Amabhange abhekana nezikhathi ezinde nakakhulu zokushintsha kanye namazinga okulahlwa lapho kudingeka amasignesha amaningi ukuze kuqedelwe umsebenzi. Lesi yisimo esivamile kuwo womabili amakhasimende asebhange adayisayo, njengabalingani abane-akhawunti yasebhange ehlanganyelwe, namakhasimende amabhange ezentengiso, njengezinhlangano ezinababambe iqhaza abaningi. Kuyinselele ngokwanele ukwenza umuntu asayine amadokhumenti ebhange ngesikhathi esifanele; kunzima kakhulu uma abasayini abaningi behilelekile futhi kudingeka amashejuli wokuxhumanisa.

Izinzuzo zokusebenzisa ama-eSignatures ebhange

Ngokungafani namasiginesha angokomzimba, nokho, ama-eSignatures awabeki izithiyo nezithiyo. Amakhasimende adinga ukunikeza imvume yanoma iyiphi inombolo yemisebenzi yasebhange angakwenza kalula lokho ngaphandle kokuthola isikhathi sokuya egatsheni lasebhange, noma abhekane nemishini yefeksi noma izikena. Lezi ezinye zezinzuzo izikhungo zezezimali ezingalindela ukuzizuza ngokuthatha isixazululo se-eSignature samabhange :

1. Izixazululo ze-eSignature zivumela ikhasimende ukuthi lingene ngokushesha, njengoba amakhasimende engadingi ukuchitha isikhathi eya egatsheni eliphathekayo futhi asayine izitaki zamaphepha.
2. Amazinga okuguqulwa nokuthengisa athuthukiswa ngenxa yekhono lokuthwebula imvume yekhasimende okwamanje ngeselula.
3. Izindleko zokusebenza ziyancishiswa futhi umkhiqizo uyakhula, njengoba ama-ejenti echitha isikhathi esincane nomzamo wokugcwalisa amaphepha.
4. Okuhlangenwe nakho kwamakhasimende kuyathuthukiswa, okunikela kuzikolo ze-NPS zamabhange, kukhuphule ukwethembeka, futhi kunciphisa amathuba okuba nezinkinga.
5. Ukuhlinzeka ngamakhono edijithali angenamthungo njengama-eSignatures kubeka amabhange endabuko ukuze ahlale encintisana nama-neobanks agadulisanayo kanye nama-fintech.
6. Izisombululo eziphezulu ze-eSignature zihlinzeka ngezinqubo ze-KYC ne-ID&V ezidingekayo ukuze kuthotshelwe.

Ukuthi amabhange aphatha ama-akhawunti amasha noma ahlinzeka ngezinsizakalo ezibalulekile kumakhasimende akhona, i -eSignatures ekubhangeni isusa ukungqubuzana okuza namaphepha aphathekayo.

I-e-Signature FAQ

Nakuba izici eziningi ze-eSignatures (futhi ngezinye izikhathi ezibhalwa njenge-eSignature, i-eSign) kuxoxwe ngazo ngenhla, ngezansi kukhona iqoqo lemibuzo evame ukubuzwa (FAQs) mayelana namasignesha ngokuvamile kanye nemibuzo mayelana ne-Lightico's eSignatures.

1. Iyini Isiginesha Ye-elekthronikhi? Igama elithi `isiginesha ye-elekthronikhi' lisho umsindo we-elekthronikhi, uphawu, noma inqubo, exhunywe noma ngokunengqondo ehlotshaniswa nenkontileka noma elinye irekhodi futhi yenziwe noma yamukelwe ngumuntu onenhloso yokusayina irekhodi. Ama-eSignatures athatha indawo yamasignesha amanzi futhi ngenxa yobuchwepheshe be-eSign, sekungenzeka manje ukusayina imibhalo, izinkontileka, amafomu namandla ommeli ku-PC noma umakhalekhukhwini esikhundleni sokuphrinta, ukusayina, ukuthumela noma ukuvela mathupha - ukwenza ukusayina okuthuthuke kakhulu. ukuzizwisa kanye nokwenza ngcono isipiliyoni samakhasimende.
2. Ahluke kanjani ama-eSignatures kuma-Digital Signatures? Isiginesha ye-elekthronikhi nesiginesha yedijithali kuvame ukusetshenziswa ngokushintshana, kodwa le mibono yomibili ihluke kancane. Kokubili ama-eSignatures namasignesha edijithali kubophezela ngokusemthethweni. Umehluko phakathi kwalokhu kokubili ukuthi isiginesha ye-elekthronikhi iwukuswayipha umunwe noma isiginesha ethayiphiwe ngumuntu onenhloso yokusayina - ngokuvamile ehlotshaniswa nenkontileka, kuyilapho isiginesha yedijithali isetshenziselwa kakhulu ukuvikela amadokhumenti futhi igunyazwe iziphathimandla zesitifiketi ukuthi ziqinisekise. ukuthi idokhumenti iyiqiniso.
3. Ingabe kufanele ngisebenzise i-eSignatures? Nakanjani. Njengoba ukunakwa kwamakhasimende kuye kuncipha kakhulu, balindele ukuthi bakwazi ukuthenga noma yini noma yikuphi- kungani umkhiqizo noma isevisi yakho kufanele ihluke? Kubalulekile ukwenza ukuthenga kwakho kokugcina kube lula, kufinyeleleke futhi kube lula futhi ungenzi amakhasimende akho athembele ezintweni eziphelelwe yisikhathi nezinzima njengamaphrinta, izikena, ama-PC edeskithophu ngisho nemishini yefeksi ukuze ikunikeze amasiginesha. Nge-Lightico, zonke izinqubo ezibhekene namakhasimende - kufaka phakathi amasiginesha, zingaqedwa kalula ngokuswayipha kweminwe okulula kumaselula abo kusuka noma yikuphi lapho bekhona.
4. Ingabe ama-eSignatures Asemthethweni? Yebo, ama-eSignatures abophezela ngokomthetho okuhlanganisa namasiginesha athayiphiwe. Namuhla, cishe iminyaka engama-20 ngemuva koMthetho Woku-SHONA, awusekho umbuzo mayelana nokuthi amasiginesha kagesi asemthethweni yini. Ama-eSignatures anomthetho ofanayo namasiginesha amanzi. Izivumelwano ezisayinwe ngama-elekthronikhi, izinkontileka, ukuthengiselana, amafomu namanye amadokhumenti ngeke kwenqatshwe ukuba semthethweni ngoba awaqukethe isiginesha emanzi. I-Lightico eSignatures ihambisana nalokhu: Isenzo sase-US E-SIGN sika-2000 I-Uniform Electronic Transactions Act (EUTA) ka-1999 Umthetho omusha we-eIDAS we-EU ka-2016 (EU Regulation 910/2014), ongena esikhundleni se-European EC/1999/93 Directive I-General Data Protection Regulation (GDPR)
5. Ingabe i-Lightico's eSignatures Ivikelekile? Inkundla ye-Lightico yaklanywa futhi yakhiwa ngamazinga aphezulu kakhulu okuphepha. Iphumelele izivivinyo zokuvikela eziqinile futhi iqinisekisiwe i-ISO 27001, izinga eliqashelwa umhlaba wonke lokuvikela ulwazi lezinkampani zesofthiwe ezihamba phambili emhlabeni. Idizayini yezokuphepha enezendlalelo eziningi ye-Lightico iyenze yaba uzakwethu othembekile wezobuchwepheshe kwezinye zezinkampani ezinkulu nezifuna kakhulu emhlabeni. Ukuze ufunde kabanzi mayelana ne-Lightico nezinqubo zayo zokuphepha, chofoza lapha .
6. I-Lightico izongisiza kanjani ukuthi ngiqoqe ama-eSignatures ngesikhathi sangempela? Ama-ejenti esikhungo sokuxhumana azovele athumele ikhasimende umlayezo wombhalo, ovula ishaneli yokuhlanganyela yedijithali nedokhumenti eyenziwe lula ukuze isayinwe. Amakhasimende abuyekeza kalula futhi asayine amadokhumenti kumaselula awo - konke kwenzeka ngesikhathi sangempela ngokuqondisa komenzeli wesikhungo sezingcingo. Akukho ukungena ngemvume noma iphasiwedi edingekayo ekugcineni kwamakhasimende.
7. I-Lightico's eSignatures ingalizuzisa kanjani ibhizinisi lami?I-Lightico iletha inani eliphakeme kakhulu lokuqeda isiginesha ngokwenza kube lula kumakhasimende ukuthi asayine ngokushesha amadokhumenti, izivumelwano nemibandela ngomakhalekhukhwini wawo.Sikunikeza ikhono loku: -Accelerate Cycle Times nge Digital Signatures -Qedela yonke imisebenzi ngocingo olulodwa - Qondisa amakhasimende akho ngesikhathi sangempela -Thuthukisa Izinga Lokwamukelwa Kokuqala -Yehlisa Izindleko Zokuthobelana Nokwengamela -Qinisekisa Ukungena Okushelelayo ukuze Uthuthukise Isipiliyoni Sekhasimende
8. Kungani i-eSignature ka-Lightico ingcono kunezinye? Izinkampani eziningi ze-eSignature zisebenzisa i-imeyili njengendlela yazo eyinhloko yokuthumela imibhalo kumakhasimende abo. Ngakolunye uhlangothi, i-Lightico, isebenzisa imiyalezo esheshayo njengendlela yayo yokuletha nokwamukela imibhalo. E-US, amanani avuliwe ama-imeyili aboniswe ukuthi anenani elivuliwe elingu-20% uma kuqhathaniswa nenani elivuliwe elingu-98% lemilayezo yombhalo. Amasiginesha asekelwe embhalweni anesilinganiso sokuqeda esisheshayo esingu-85% ngenkathi usocingweni, okwenza i-Lightico ibe inketho esobala yazo zonke izidingo zakho ze-eSignature.
9. Ngingawahlanganisa kanjani ama-Lightico eSignatures ezinqubweni zami zebhizinisi? I-Lightico kulula kakhulu ukusetha nokusebenzisa. Ngezikhathi zokuqeqesha ezikude, ithimba lakho lingalungela emahoreni ambalwa (ngokuya ngenani lamafomu nokuhlanganiswa kwenkampani yangaphandle). Izidingo zebhizinisi lakho zithwetshulwa ocingweni lokuqala lapho sidala khona uhlelo lokusebenzisa.
10. Ithini ileveli yokuhambisana ye-Lightico? I-Lightico ine-API evulekile engahlanganisa izingxenye ezibalulekile zesikhulumi sayo nezinhlelo zakho zamanje. I-Lightico ixhumeka kalula ku-CRM yakho, Amabha Amathuluzi Omenzeli, Ukuzisiza Nakwamanye amathuluzi Ebhizinisi ukuze ukwazi ukusebenzelana namakhasimende akho kalula futhi ulethe okuhlangenwe nakho okukhethekile ngenkathi ushayela ukukhiqiza futhi uthuthukisa ukusebenza kahle.
11. Ingabe i-Lightico iqinisekisiwe / iyahambisana? Yebo. U-Lightico uyaziqhenya ngokweqa izindinganiso zezimboni zomhlaba wonke futhi uthobela le mithetho elandelayo: - ISO 27001 -Izinga le-PCI DSS 1 -GDPR -UMTHETHO WE-UETA -SAYINWA UMTHETHO -AS -Faka ikhadi ledatha
12. Ngingakwazi futhi ukuthola ama-eSignatures nge-imeyili? Yebo. Isixazululo se-Lightico sika-eSignature singenziwa sisebenze nge-imeyili, umlayezo wombhalo noma ngaphakathi nohlelo.
13. Ingabe i-Lightico iyifanele inkampani yami? I-Lightico isebenzela kangcono izinhlangano ezidinga ukuqoqa ivolumu ephezulu yamadokhumenti ahlukahlukene kumakhasimende abo ngesikhathi sangempela.
14. Ingabe amasignesha aphephile?

Yini eyenza i-e-signature iphephe kumsebenzisi wayo? Akuwona wonke amasignesha ahlinzeka ngezinga elifanayo lokuphepha. Ukuze unikeze abasebenzisi ukuthula kwengqondo futhi uvimbele izinkinga zokuthobela imithetho, qaphela lezi zinto ezibalulekile zesixazululo esiphephile se-e-signature:

• Isebenzisa igunya lesitifiketi lenkampani yangaphandle elingaqinisekisa ukuthi isithombe sesiginesha yomuntu osayindayo sibekwe kudokhumenti. Khumbula nje, izitifiketi zedijithali ziphelelwa yisikhathi ngemva kweminyaka emibili, futhi kufanele zivuselelwe.
• Igcina umzila wokucwaninga ukuze uthwebule uchungechunge olunemininingwane yokugcinwa. Ngokufanelekile, lokhu kufanele kube ngobuchwepheshe be-blockchain, njengoba ama-blockchains awakwazi ukuguqulwa.
• Ihlinzeka ngokuqinisekiswa okwengeziwe kobunikazi , njengokudinga abasayinda ukuthi bavule i-akhawunti eqinisekisiwe noma esebenzisa i-SSO.
• Ithobelana ngokugcwele nemithethonqubo efana ne-GDRP, HIPAA , ISO 27001, namanye amazinga endawo nawomhlaba.

Ingabe isignesha yedijithali ingenziwa? Cishe akunakwenzeka ukwenza isiginesha yedijithali. Ngesiginesha emanzi, umlingisi omubi angavele alingise isiginesha yomuntu wangempela, noma aphazamise idokhumenti ukuze avumele ukukhohlisa. Ngakolunye uhlangothi, isiginesha yedijithali ingagunyazwa. Lapho osayinayo esayina ngedijithali, isofthiwe iskena idokhumenti futhi ikhiqize ifomula eyingqayizivele, ebizwa ngokuthi i-hash, emele isiginesha. Lapho umamukeli eqinisekisa idokhumenti, inqubo efanayo iyenzeka. Amasiginesha edijithali nawo awaboli futhi agxivizwa isikhathi, okuqinisekisa ukuthi amadokhumenti e-eSigned awakwazi ukuguqulwa ngemva kokuqedwa kokwenziwayo. Ingabe kuphephile ukusebenzisa amasiginesha edijithali? Impendulo emfushane ithi yebo, amasignesha aphephile futhi anokuma okungokomthetho okufanayo namasignesha amanzi uma kwenziwa kahle. Ngesixazululo esilungile se-e-signature, akukho okumele ukhathazeke ngakho ngokubheka ukuthobela nokuvikeleka. Nokho, kubalulekile ukuqaphela izinhlelo zokusebenza ze-e-signature ezingathobeli, eziningi zazo ezivumela abasayindayo ukuthi “banamathisele” nje isithombe se-eSignature ku-PDF. Izixazululo ezinjalo aziphephile ngoba abukho ubufakazi bedijithali obuxhumanisa isiginesha nomuntu othile, futhi kungashintshwa kalula ngemva kokuthunyelwa. Ingabe isiginesha yami yedijithali ingasetshenziswa kabi? Mancane amathuba okuthi isiginesha yedijithali isetshenziswe kabi, inqobo nje uma kwenziwa ngomhlinzeki wesiginesha yedijithali oqinisekisiwe futhi othobelayo. Kodwa-ke, kube nezimo zokuntshontshwa kwezitifiketi zokusayina ikhodi ukuze kusayinwe isofthiwe enonya, iziphathimandla zesitifiketi (CAs) zikhiphe izitifiketi ngephutha ezinhlanganweni zabalingisi ababi, kanye nezigameko ze-malware. Kodwa-ke, izehlakalo ezinjalo zimbalwa futhi zikude phakathi, futhi abahlinzeki be-CAs kanye ne-eSignature bathole okuhle kakhulu ekuzivimbeleni. Khumbula ukuthi amasiginesha amanzi angakwazi futhi ngezikhathi ezingavamile ukuthi aphazanyiswe noma asetshenziswe kabi, ngezindlela ezahlukene. Kodwa sekukonke, amasiginesha edijithali aveza ingozi ephansi kakhulu yokusetshenziswa kabi. Yiziphi izinkinga zomthetho ngokusayina kwedijithali? Amasiginesha edijithali asemthethweni ngokuphelele . E-US, amasiginesha ka-elekthronikhi abambe isikhundla esisemthethweni kusukela kwaphasiswa uMthetho we-ESIGN wango-2000, osho ukuthi idokhumenti noma inkontileka ayinakunqatshelwa ukuba semthethweni ngesisekelo nje sokuthi yasayinwa ngogesi. Ngawo lowo nyaka, imithetho efanayo ye-eSignature yashaywa emazweni ahlukene emhlabeni wonke, kuhlanganise ne-EU yonkana. Amasiginesha edijithali ayisethi engaphansi evikeleke kakhulu yamasiginesha kagesi anamandla okuqinisekisa. Ngakho-ke, azikho nje ezisemthethweni ngokuphelele, kodwa cishe akunakwenzeka ukungenela umncintiswano ngenxa yokungaguquki nokuvikeleka kwazo. Ungaqinisekisa kanjani futhi uqinisekise isiginesha yedijithali? Inqubo yokuqinisekisa nokuqinisekisa isiginesha yedijithali incike kusofthiwe ye-eSignature noma ifomethi ibhizinisi eliyisebenzisayo. Nokho, ngokuvamile, isofthiwe kufanele ibonise ukuthi isiphathimandla esigunyaziwe sokunikeza izitifiketi (CA) siyayethemba yini isiginesha. Kungani kufanele uthembe amasignesha? Namuhla, asikho isizathu sokungawathembi amasignesha. Amasignesha anokuma okusemthethweni okulinganayo kumasiginesha amanzi emhlabeni wonke, futhi asekelwa imithetho yokusayina efana noMthetho we-ESIGN e-US (2000) kanye ne-eDIAS e-EU (2014). 15. Uyini umehluko phakathi kwesignesha ye-e kanye nesiginesha yedijithali? Iyini isignesha yedijithali futhi isebenza kanjani? Isiginesha yedijithali iyindlela yezibalo yokuqinisekisa ubuqiniso bamadokhumenti edijithali ukuze kunqandwe ukukhohlisa nokuphazamisa ngesikhathi sokuthumela nokwamukela. Azivimbeli kuphela ukuzenza ongeyena, kodwa zihlinzeka ngobufakazi bomsuka nobunikazi bedokhumenti ye-elekthronikhi, kanye nemvume enolwazi lomsayini. Ivikela ulwazi olubucayi ngokhiye ababili abaxhunywe ngokwezibalo: ukhiye oyimfihlo, owaziwa kuphela umuntu okungeyakhe, kanye nokhiye osesidlangalaleni, owabelwa noma ubani odinga ukufinyelela idokhumenti yedijithali. Kunezinhlobo ezintathu ezihlukene zamasiginesha edijithali ngayinye ehlinzeka ngezinga elihlukile lezomthetho: Amasiginesha Ekilasi 1: Nikeza ukuvikeleka okuyisisekelo ezindaweni ezinobungozi obuncane; okungabophi ngokomthetho imibhalo yebhizinisi. Amasiginesha Ekilasi 2: Qinisekisa ubunikazi bomsayini ngokuphikisana nesizindalwazi esiqinisekiswe ngaphambilini. Isetshenziswa ezindaweni ezinobungozi obumaphakathi, njengamadokhumenti ombhalo we-e-filing. Amasiginesha ekilasi lesi-3: Adinga umuntu ukuthi ethule phambi kwesiphathimandla esiqinisekisayo ukuze afakazele ubuwena ngaphambi kokusayina. Lokhu kugcinelwe i-e-ticketing, i-e-thenda, nokufakwa enkantolo lapho ukwephulwa komthetho kubangela imiphumela emikhulu. Yisiphi isibonelo sesiginesha ye-elekthronikhi? Isiginesha ye-elekthronikhi ibonisa isivumelwano sosayinile nokuqukethwe kwedokhumenti, ifomu, noma isicelo. Ezinye izibonelo zihlanganisa igama elibhalwe ekugcineni kwe-imeyili noma idokhumenti, isithombe sesiginisha emanzi ethunyelwe ngentela, isiginesha eyenziwe ngokuswayipha ngomunwe kudivayisi exhunywe ku-inthanethi (isb., i-smartphone, ithebhulethi, i-PIN efakwe ebhange. I-ATM, kanye nokumaka ibhokisi elithi “ngiyavuma” noma elithi “angivumi” kwifomu lemigomo nemibandela ye-elekthronikhi. 16. Yini oyibhekayo esixazululweni se-e-signature? Iluphi uhlelo lokusebenza olungcono kakhulu lwe-e-signature? Kunenqwaba yezinhlelo zokusebenza ze- eSignature ezitholakalayo, futhi ezinye zifaneleka kangcono izinhlobo ezithile zamabhizinisi nezimboni kunezinye. Isibonelo, i-Vizolution ivame ukusetshenziswa phakathi kwezinsizakalo zezezimali nezinkampani ze-telco futhi yakhelwe ibhizinisi. Kepha ayilungiseki njengezixazululo eziningi zakamuva, ezingenawo ama-API futhi awakhiwe njengenkampani yeqiniso ye-SaaS. I-Docusign inomkhiqizo oqinile futhi ukuba khona komhlaba wonke kuza namakhulu okuhlanganiswa futhi kubhekwa kabanzi njengomkhiqizo ovuthiwe. Kodwa akusona isikhathi sangempela ngakho-ke azifaneleki kangako izinkampani ze-B2C ezinamavolumu aphezulu amasignesha amakhasimende. Futhi ayibandakanyi lonke uhambo lwamakhasimende (isb., alinakho ukuqoqwa kwamadokhumenti nokubuyekezwa okwabiwe). I-Adobe Sign ingesinye isixazululo se-eSignature esivuthiwe nesaziwa kakhulu, kodwa asihambisani namakhasimende nama-ejenti, futhi asilungiselelwe ulwazi lweselula. Iningi lezinhlelo zokusebenza ze-eSignature, okuhlanganisa nalezi, zigxile “ekufakweni kwedijithali ama-PDF” wamabhizinisi. Ngakolunye uhlangothi, umkhiqizo we-Lightico we-eSignature wakhelwe ukusheshisa lonke uhambo nabathengi ngendlela ethambile, esebenziseka kalula. Ishayela izikhathi zokushintsha ngokushesha kanye namazinga aphezulu okuqeda ngenxa yamakhono ayo anembile nawesikhathi sangempela. Lokhu kwenza i-Lightico ibe uhlelo lokusebenza lwe-eSignature olufanele lwezinkampani ze-B2C . Iyiphi isoftware yesiginesha yedijithali yebhizinisi engcono kakhulu? Kuya ngezidingo zenkampani yakho. Amabhizinisi amancane asebenzela amanye amabhizinisi ngokuyinhloko futhi anenani eliphansi lokuthengisa angasebenzisa ama-eSignatures ashumekwe ku-PDF noma i-Word Document. Izinkampani ezihlinzeka abathengi ngokuyinhloko, ikakhulukazi ngamavolumu aphezulu zingcono uma zisebenza nesixazululo se-eSignature esenziwe ngeselula esidizayinelwe indlela yokuphila ematasatasa yabathengi, besendleleni. Kunjalo, intengo nayo iwukucatshangelwa okubalulekile. Nakuba kunamamodeli entengo ahlukene e-eSignatures , kubalulekile ukukhetha enikeza ukuguquguquka ukuze kuhlangatshezwane namavolumu esiginesha aguqukayo ngokuhamba kwesikhathi. Iluphi uhlelo lokusebenza lwe-e-signature empeleni olulula futhi luwusizo? Isixazululo se-Lightico sika-eSignature kulula ukusisebenzisa ngenkathi sivumela izinkampani ukuthi ziqedele ukuthengiselana okugcwele kwamakhasimende. Okufanele bakwenze nje ukuvula isixhumanisi somlayezo wombhalo esibayisa endaweni yeselula lapho bengalayisha khona amadokhumenti, bagcwalise amafomu, banikeze i-eSignature, futhi baqinisekiswe ukuthi bangobani. Ngaleso sikhathi, aqondiswa i-ejenti ngesikhathi sangempela ngengxoxo yocingo, asuse ukudideka futhi avumele yonke inqubo ukuthi iqedwe okokuqala ngqa. 17. Yiziphi ezinye izimo zokusebenzisa ama-eSignatures? Kuyini ukusetshenziswa kwesiginesha yedijithali esikhathini esizayo? Ama-eSignatures, njengamasiginesha amanzi, anenani elikhulu lamacala okusetshenziswa. Amacala okusebenzisa i-eSignature asekulungele ukusabalala nakakhulu esikhathini esizayo njengoba ethatha indawo yesiginesha emanzi. Ezinye zalezi zimo zokusebenzisa zihlanganisa izinkontileka zokuthengisa, izinkontileka zabathengisi, amafomu ekhasimende, ukuguqulwa kwezinkontileka, ukugibela kwabasebenzi abasha, izivumelwano zamalayisense, izivumelwano zokungadaluli, amafomu okufaka isicelo semalimboleko, ukuyekwa kokunakekelwa kwezempilo, nokunye okuningi. Yiziphi izinzuzo zesiginisha ye-elekthronikhi? Ngokungafani nesiginesha emanzi, ngokuvamile edinga ukuthi osayindayo aphrinte ifomu, alisayine ngokoqobo, bese askena, ngefeksi, noma athumele i-imeyili inkampani, amasiginesha kagesi awadingi izinyathelo ezinzima noma amashaneli. Amasiginesha ka-elekthronikhi angaqedwa futhi athunyelwe ngeshaneli eyodwa yedijithali, njenge-smartphone noma ideskithophu noma ikhompuyutha ephathekayo. Lokhu kusho nokuthi amabhizinisi angakwazi ukwenza imisebenzi eminingi ebhekene namakhasimende ekude. Ukunethezeka nobulula bokuhlinzeka nokuqoqa amasiginesha e-elekthronikhi kubangela umuzwa ongcono wamakhasimende, isikhathi esincishisiwe sokushintsha, ukusebenza kahle kwenhlangano okukhulu, ngisho nokuvikeleka okuthuthukisiwe nokuthobela esimweni samasiginesha edijithali. Amasignesha e-elekthronikhi aphinde asuse udoti wephepha, okunomthelela emhlabeni oluhlaza. Yiziphi izimboni okufanele zisebenzise isoftware yesiginesha ye-elekthronikhi? Cishe zonke izimboni ezithembele kumasignesha amanzi zingazuza ngokushintshela kusofthiwe yesiginesha ye-elekthronikhi. Isixazululo se-Lightico sika-eSignature sizifanele ikakhulukazi izinkampani ezisukela kubathengi (B2C) ezinenani elikhulu lemisebenzi yamakhasimende okufanele icutshungulwe ngokushesha. Ibhange , ezezimali zezimoto, umshwalense , ukunakekelwa kwezempilo, kanye nezomthetho yizinto zethu ezikhethekile, nakuba sisebenza nezinye izimboni. 18. Kulula kangakanani ukusebenzisa isiginesha kagesi? Ungakuguqula kanjani ukuchofoza kwebhokisi kube isiginesha yedijithali? Ibhokisi likaqhwishi lilodwa alibalwa njengesiginesha yedijithali esemthethweni . Kodwa-ke, uma ivela eduze kwesiginesha yedijithali evikelekile ngokombhalo, khona-ke iyamukeleka. Ungasayina kanjani i-PDF ngokuzenzakalelayo? Vula i-PDF ofuna ukungena ngemvume ku-Acrobat. Chofoza inketho ethi “Sayina” futhi ezinkethweni ezintsha ezivelayo, chofoza okuthi “Ngidinga Ukusayina.” Kusukela ezinkethweni ezintsha, chofoza okuthi "Beka Isiginesha." Ebhokisini lengxoxo elivelayo, chofoza "Dweba Unxande Wesiginesha Entsha." Skrolela phansi lapho ufuna ukusayina khona idokhumenti, bese udweba unxande. Uma isiginesha yedijithali isivele isethiwe kukhompuyutha, izovela ebhokisini lengxoxo. Uma kungenjalo, chofoza inketho ethi “I-ID entsha yedijithali engifuna ukuyidala manje”. Faka imininingwane eyengeziwe eceliwe ebhokisini lengxoxo, bese ucindezela "Qeda." Londoloza isithombe, futhi isiginesha yedijithali izovela ngezansi kwedokhumenti.

amamodeli entengo e-eSignature

Izixazululo eziningi ezijwayelekile ze-eSigntue zinikeza ilayisense yomsebenzisi ngamunye, noma "ngemvilophu" ngayinye ethunyelwe. Abanye banikeza amanani aqinile futhi asekelwe kuvolumu. Amanani angancika ekucabangeni okuhlukahlukene njengokufinyelela kwe-API, ukusekelwa kwamakhasimende, ukuhlanganiswa, namanye ama-microservices anikezwa yizixazululo eziningi. Intengo yezixazululo ze-eSignature ivamise ukususelwa kusistimu yezinqubo eziqaliswe umthumeli, noma izinqubo eziqalwe yisistimu. Izinqubo eziqalwe ngumthumeli:

• Kubhekwa “njengedokodo lesikhangiso” ngoba kudinga ukuthi abasebenzi bazilungisele mathupha amadokhumenti ama-eSignatures
• Zivame ukutholakala ezinkampanini ezincane ezingenawo umthamo omkhulu wamasiginesha okufanele zicutshungulwe
• Vumela amakhasimende ukuthi ahlole umthamo wezicelo ze-e-Signature ngaphambi kokuzibophezela enanini elimisiwe. Njengasendabeni yezixazululo eziphelele, ezizenzakalelayo, kusetshenziswa ama-API

Izinqubo eziqalwe yisistimu:

• Dala ngokuzenzakalelayo amadokhumenti e-e-Signature, futhi awudingi umsebenzi wezandla ovela kubasebenzi
• Kujwayelekile ezinkampanini ezinkulu ezinenani eliphezulu lezicelo zokusayina
• Hlanganisa ngaphandle komthungo ezinhlelweni zenkampani ezikhona
• Intengo incike ezidingweni namavolumu abikezelwe. Ekuqaleni, kungase kube nzima ukwazi ivolumu edingekayo.

Ngaphezu kwakho konke, izixazululo ezihamba phambili ze-e-Signature zivumela amabhizinisi ukuthi ahlole umthamo wawo kanye nokusetshenziswa kwawo ngokuhamba kwesikhathi, bese eshintsha amanani ngokufanele. Kufanele banikeze isakhiwo samanani esifanelekile, kungakhathaliseki ukuthi siyakhokhisa ngomsebenzi ngamunye, idokhumenti ngayinye, noma imali ekhokhwayo yonyaka engaphelele.

Iphuzu elibalulekile: Izixazululo eziphezulu ze-e-Signature zisheshisa ukuguqulwa kwedijithali futhi zithuthukise i-CX

Amasiginesha enze intuthuko enkulu kusukela ezikhathini lapho kwakungasebenza khona iphepha noyinki kuphela. Izinkampani kuzo zonke izimboni ezihlukene zisebenzisa izixazululo ze-eSignature ngenani elingakaze libonwe. Njengoba amabhizinisi amaningi esebenzisa ama-eSignatures njengengxenye yoshintsho lwedijithali, kufanele akhethe ekukhetheni eyodwa. Ngakho-ke, izixazululo ze-eSignature zefa, kuyilapho ngokuqinisekile ziyisinyathelo esisuka kumaphepha endabuko, seziqala ukutholwa ama-eSignature eselula angenamthungo. Sengiphetha, izixazululo ze-eSignature ezenziwe ngeselula zakhiwe ngendlela ehlukile ukuze ziqoqe amafomu, imibhalo, nemvume evela kumakhasimende esiteshini alithandayo, ama-smartphone awo. Isixazululo sikaLightico siphakathi kwazo futhi sisungule indinganiso ye -eSignature yesizukulwane esisha sokuvumelana nezimo, kube lula, ukugxila kwamakhasimende, nokuthobela amanye amabhizinisi akhula ngokushesha emhlabeni.